If you’re a Hispanic-Latino business owner—whether you’re a startup or a long-time entrepreneur—you know that getting the money you need to operate and grow your business is critical to success. That’s why Bank of America and Seneca Women created this Access to Capital Directory. It puts at your fingertips hundreds of organizations providing funding for businesses owned by Hispanic-Latino entrepreneurs across the U.S.
A good place to start is to learn how to use this Directory and to learn more about the types of capital included by visiting the About page. You can also start your search using the Search Tool below.
Search Tool
__able
Able ventures seeks to partner with companies that are narrowing the wellness gap: the quantifiable delta that has grown dramatically over the past two decades as economic indicators such as GDP per capita have increased while measures of overall wellbeing, including physical and mental health, have stagnated or decreased.__able
Location | New York, New York |
Type of Capital | Equity |
Type of Fund | Venture Capital |
Stage of Capital | Early Stage |
Focus Area | Aging AdultsCare EconomyCaregiversConsumer WellbeingDisruptive HealthcareGen Z FoundersImmigrant FoundersWomen Founders |
__able is an investment fund focused on health & wellbeing. We aim to support passionate entrepreneurs building visionary brands in positive living that will make the daily lives of consumers healthier, happier and more meaningful.
We seek to partner with companies that are narrowing The Wellness Gap: the quantifiable delta that has grown dramatically over the past two decades as economic indicators such as GDP per capita have increased while measures of overall wellbeing, including physical and mental health, have stagnated or decreased. We are most focused on overlooked or stigmatized communities that have resulted in underserved markets.
https://ablepartners.nyc/ [email protected]1843 Capital
1843 Capital is an early stage venture capital fund focused on Series A technology investments. Companies of interest must demonstrate a cohesive team, product, market fit and a clearly defined competitive advantage.1843 Capital
Location | Greenwich, Connecticut |
Type of Capital | Equity |
Type of Fund | Venture Capital |
Stage of Capital | Series A |
Focus Area | Diverse FoundersTechnologyWomen Founders |
1843 Capital was created in 2016 as an early stage venture capital firm with a difference. We are managed differently; our executive team are women. We invest differently; we value diverse founders and board members. We engage differently; with capital, counsel and connectivity. Our values: Integrity: we approach every interaction and challenge with a strict adherence to a moral code. Diversity: we value diversity of thought, geography, gender and race. Distinction: we treat each investment with honor, special favor and superior attention.
1843 Capital was named for the year Ada Byron Lovelace is credited with writing the first computer program. As the only legitimate daughter of poet Lord Byron, Ada found poetry in numbers and is credited with recognizing the full potential of Charles Babbage’s analytical engine. At 1843 Capital we wonder: “what would have happened if Ada was funded.”
https://1843capital.com/ [email protected]1863 Ventures
The 1863 Venture Fund I believes that by providing appropriately aligned capital to New Majority entrepreneurs, we can support individual, enterprise, and community wealth creation. The Fund leverages funding and active engagement to drive revenue and job creation.
1863 Ventures
Location | Washington, District Of Columbia |
Type of Capital | Equity |
Type of Fund | Public Welfare Investment Fund |
Stage of Capital | Pre-Seed, Seed |
Max Capital | $1,000,000 |
Focus Area | B2BBlack / African AmericanFinTech & PaymentsFood & AgricultureGeneral Technology & Tech-EnabledHispanic / Latino |
The 1863 Venture Fund I believes that by providing appropriately aligned capital to New Majority entrepreneurs, we can support individual, enterprise, and community wealth creation. To achieve this, the Fund leverages equity-like and revenue-based financing vehicles to expand access for New Majority entrepreneurs to a coherent and accessible investment continuum.
The 1863 Venture Fund I is committed to growth-oriented companies that lack access to traditional capital sources and desire an alternative to predatory debt financing. We are sector agnostic in our investments focusing on early-stage investments. Our check sizes range from $50k to $300k, and we provide highly engaged portfolio management support to our portfolio.
https://www.1863ventures.net/why-1863 [email protected]



3CORE
3CORE is a private, nonprofit corporation that works as the economic development planning and coordinating agency for California's Tri-County region, composed of Butte, Glenn and Tehama counties and the nine member cities located therein. We will help you secure your next small business loan.







3CORE
Location | Chico, California |
Type of Capital | Loan |
Type of Fund | CDFI |
Max Capital | $250,000 |
Focus Area | California-BasedDisaster-AffectedMinority FoundersMinority-LedSmall Business |
3CORE is a private, nonprofit corporation that works as the economic development planning and coordinating agency for California’s Tri-County region, composed of Butte, Glenn and Tehama counties and the nine member cities located therein. We will help you secure your next small business loan. Our mission is to cultivate healthy businesses, because people matter.
3CORE manages multiple revolving loan funds to meet local financing needs. 3CORE loan proceeds may be used for any of the following: Working capital, purchasing land, buildings or existing businesses, purchasing furniture, fixtures, machinery and equipment, business expansions or startups, leasehold improvements and lines of credit. 3CORE typically finances loans between $25,000 and $250,000. However, we will consider requests outside this range under certain circumstances. Loan terms are generally between three and seven years. Loan terms for purchasing land, buildings or businesses may be up to 15 years. Interest rates range between 6 and 10 percent dependent on market conditions. Most loan terms feature a fixed interest rate.
3CORE also has a Small Business Disaster Interruption Loan Program. This is not designed to compete with SBA Disaster Loan Programs, but will compliment those programs by filling potential lending gaps. Program includes business working capital loans in an amount between $10,000 and $100,000, depending on each business’s individual needs. Larger loan requests with alternate rates and terms may also be considered.
By listening intently and tailoring assistance to each specific business’ need, the Tri Counties Bank/3CORE Minority Owned Business Campaign will create a support network. Through mentorship, customized technical assistance engagements and strategic financial assistance, this program will ensure business growth and long-term success.
https://3coreedc.org/loan-program/ [email protected]







500 Startups Global Flagship Fund
Based out of San Francisco, our global flagship funds include a series of five funds that invest across regions and industries. Created in 2010, the first flagship fund was our first fund ever that helped us start the SF-based accelerator program that we are still known for to this day.500 Startups Global Flagship Fund
Location | San Francisco, California |
Type of Capital | Equity |
Type of Fund | Venture Capital |
Stage of Capital | Pre-Seed, Seed |
Focus Area | Diverse FoundersE-CommerceEducationESGIndustrialMarketingMediaReal EstateRetailSmart CitiesSustainabilityTechnologyTransportation |
Our global flagship funds are the original series of funds that helped start it all. Our strategy has been to operate as an active and global early-stage investor. Once invested, we provide a network of mentors to founders that focus on growth marketing and digital distribution—intended to take their early traction metrics and improve them for subsequent financings and increase in valuation.
In order to generate high-volume deal flow, provide structured portfolio support, and build a strong brand in the startup world, we established our Seed Accelerator program. Over the past decade, we have refined our strategies and continue to invest across the globe in the world’s most promising founders.
https://500.co/Access Plus Capital (formerly Fresno Community Development Financial Institution)
Start up, strengthen or expand. No matter what your business goals are, Access Plus Capital is here to help you reach them.







Access Plus Capital (formerly Fresno Community Development Financial Institution)
Location | Bakersfield, California, Fresno, California, Modesto, California |
Type of Capital | Loan |
Type of Fund | CDFI |
Stage of Capital | Early Stage, Late Stage |
Max Capital | $500,000 |
Focus Area | California-BasedUnderserved Populations |
Start up, strengthen or expand. No matter what your business goals are, Access Plus Capital is here to help you reach them. We want for you and your business to succeed. We know that starting a business or growing an existing one is a risky step, but we strongly believe that taking that step is an essential part of any business’ life cycle. Here at Access Plus Capital, we help assist with the biggest part—funding. Headquartered in Fresno and Central California focused.
Eligibility requirements: Credit check and 1:1 collateral. Short on collateral? We have government guarantee programs. Loan uses include startup, equipment purchase, working capital, building improvements, and inventory purchase.
https://www.accesspluscapital.com/loans/ [email protected]







Accion Opportunity Fund (formerly Opportunity Fund)
Accion Opportunity Fund is a financial support system for small businesses that advances racial, gender, and economic justice for all.







Accion Opportunity Fund (formerly Opportunity Fund)
Location | Los Angeles, California, San Jose, California |
Type of Capital | Loan |
Type of Fund | CDFI |
Max Capital | $100,000 |
Focus Area | Immigrant FoundersPOC FoundersSmall BusinessWomen Founders |
Small business owners uplift communities and anchor local economies, while creating opportunities for themselves, their families, their employees, and our neighborhoods. Yet entrepreneurs who are people of color, women, and immigrants often struggle to secure capital and resources, as they are systematically shut out from traditional financing. In 2020, Accion Opportunity Fund was formed as Accion U.S. Network and Opportunity Fund came together. Together, we fight for an inclusive and accessible financial system so small business owners of all identities can thrive.
At Accion Opportunity Fund we work closely with small business owners to provide them with fairly priced loans, educational resources, coaching, and support networks in English and Spanish. Opportunity Fund still remains the lending arm of Accion Opportunity Fund. Serves 45 states.
https://www.aofund.org/ [email protected]







Accion Venture Lab
Accion Venture Lab provides capital and extensive support to innovative, scalable fintech startups that improve the reach, quality, and affordability of financial services for the underserved.Accion Venture Lab
Location | Washington, District Of Columbia |
Type of Capital | Equity |
Type of Fund | Venture Capital |
Stage of Capital | Seed |
Max Capital | $1,000,000 |
Focus Area | B2B FintechConsumer FintechFintechUnderserved Founders |
Early-stage startups often lack access to the capital and support they need to grow. Accion’s seed-stage investment initiative, Accion Venture Lab, provides financial and post-investment support to address these needs. Investing since 2012, and backed by third party commercial and impact investors since the launch of our fund in 2019, we typically invest U.S. $500,000 in seed-stage startups and can continue to support companies as they grow through follow-on capital that drives scale. Accion Venture Lab is an active and engaged investor, creating value in our portfolio by providing investees with strategic and operational support across a broad range of functional areas.
We look for startups that are leveraging new technologies, data, and analytical tools to acquire, engage, and serve previously underserved individuals and small businesses. We like innovative customer engagement models that blend tech and touch to create seamless user experiences. We are excited about new approaches that focus on financial health and building financial capabilities as they provide critical products and services to consumers.
https://www.accion.org/how-we-work/invest/accion-venture-labAccompany Capital (formerly Business Center for New Americans)
Accompany Capital creates a pathway to self-sufficiency for immigrant and refugee entrepreneurs in New York City by providing access to affordable credit, empowering with financial education, and offering training in best business practices and technology.







Accompany Capital (formerly Business Center for New Americans)
Location | New York, New York |
Type of Capital | Loan |
Type of Fund | CDFI |
Max Capital | $250,000 |
Focus Area | Immigrant FoundersNew York City-BasedRefugee FoundersWomen Founders |
Accompany Capital creates a pathway to self-sufficiency for immigrant and refugee entrepreneurs in New York City by providing access to affordable credit, empowering with financial education, and offering training in best business practices and technology.
Credit Building Loans: A good credit score can save you more than $200,000 over the course of your lifetime. We can help you establish or improve your credit rating with a credit enhancement loan of up to $2,000. We also offer free workshops on how to improve your credit score, understand your credit report, and find and correct any errors your credit report may contain.
Microloans: Access to even small amounts of working capital can help businesses – and lives – move forward in significant and lasting ways. We can provide you with financing to help you get started, help you expand, or help you refinance an existing loan, with microloans ranging from $500 to $50,000, and terms of up to three years.
Small Business Loans: As a Community Advantage lender, we can help you take your business to the next level with an SBA-guaranteed small business loan. These loans range from $75,000 to $250,000 and are available to any qualifying small business in Queens and Staten Island, and to qualifying immigrant, refugee or women-owned businesses in Brooklyn, Manhattan, and the Bronx.
https://accompanycapital.org/loans/ [email protected]







ACE (formerly Access to Capital for Entrepreneurs)
As Georgia’s largest small-business-focused community development loan fund, ACE catalyzes entrepreneurial growth through financing and education, with a focus on women, people of color, and low- to moderate-income business owners.







ACE (formerly Access to Capital for Entrepreneurs)
Location | Atlanta, Georgia, Cleveland, Georgia, Norcross, Georgia |
Type of Capital | Loan |
Type of Fund | CDFI |
Max Capital | $50,000 |
Focus Area | Georgia-BasedLow-Moderate Income FoundersPOC FoundersSmall BusinessUnderrepresented FoundersWomen Founders |
As a CDFI, we primarily serve women, minorities, and those in low-income communities whose businesses would not be as successful without our assistance. In 2019, ACE made more than $13 million in loans, with 87% going to underserved entrepreneurs. Almost half of the loans in our current portfolio are deployed to African American entrepreneurs, 52% to women business owners, and 51% to low-or-moderate income entrepreneurs. In conjunction with our mission, ACE’s vision is to decrease the gender and racial wealth gaps, particularly for African American and Latinx communities.
Providing loans to eligible business owners to meet the demands of their growing business is one of our hallmarks. We do this by delivering capital, coaching, and connections for underserved borrowers and communities that create and retain jobs in our market area. Individuals with 20% or more ownership in the business will be required to personally guarantee the loan.
https://aceloans.org/apply-for-a-loan/small-business-loans/ [email protected]







Featured Sources of Capital
Champion Community Investments (formerly Southern Illinois Coal Belt Champion Community)
CDFI
$150,000
Champion Community Investments is proud to be one of the leading lenders to eligible new and established businesses in a 12-county region of southern Illinois. We work closely with our partnering federal agencies, regional Small Business Development Centers, Entrepreneurship Centers, local economic developers, and certainly the commercial lenders in the region to ensure that sufficient capital is available to fuel business growth and job creation.








Champion Community Investments (formerly Southern Illinois Coal Belt Champion Community)
Location | Du Quoin, Illinois |
Type of Capital | Loan |
Type of Fund | CDFI |
Max Capital | $150,000 |
Focus Area | Southern Illinois-Based |








BELLE Capital USA
Angel
Early Stage, Series A • $1,500,000
BELLE Capital USA, LP is an early stage angel fund focused on building great companies in underserved capital markets across the USA.
BELLE Capital USA
Location | Douglas, Michigan |
Type of Capital | Equity |
Type of Fund | Angel |
Stage of Capital | Early Stage, Series A |
Max Capital | $1,500,000 |
Focus Area | CleanTechDigitalDigital HealthHealth ITInternetITLife SciencesMedical DevicesMobileTechnology-EnabledUnderserved marketsWomen ExecutivesWomen Founders |
Mendoza Ventures
Venture Capital
Seed, Series A, Series B • $10,000,000
Mendoza Ventures leverages investments in fintech as a catalyst for social and economic change to impact communities of color, women, and underrepresented groups.




Mendoza Ventures
Location | Boston, Massachusetts |
Type of Capital | Equity |
Type of Fund | Venture Capital |
Stage of Capital | Seed, Series A, Series B |
Max Capital | $10,000,000 |
Focus Area | Asian / Pacific IslanderB2B ServicesBlack / African AmericanEnvironmental SustainabilityFinTech & PaymentsFuture of Work / LivingGeneral Technology & Tech-EnabledHealthcare & WellnessHispanic / LatinoWomen |




DreamSpring (formerly Accion)
CDFI
Early Stage, Growth Stage, Late Stage, Startup • $2,000,000
At DreamSpring, we believe human potential is unleashed when all people have the opportunity to shape their own future. We offer small business loans and lines of credit across the US, including: Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Louisiana, Missouri, Mississippi, Nebraska, Nevada, New Mexico, New York, North Carolina, Oklahoma, South Carolina, Texas, Utah, Washington, and Wyoming.








DreamSpring (formerly Accion)
Location | Albuquerque, New Mexico |
Type of Capital | Line of Credit, Loan |
Type of Fund | CDFI |
Stage of Capital | Early Stage, Growth Stage, Late Stage, Startup |
Max Capital | $2,000,000 |
Focus Area | Black Women FoundersDisabled FoundersDisadvantaged / Low-IncomeFoodLandscapingLow-Income Women FoundersMedium-Sized BusinessModerate Income FoundersNortheast U.S. BasedPOC FoundersProfessional ServicesSmall BusinessSoutheast U.S. BasedStartupsWestern U.S. Based |








The Minority Entrepreneurship Institute
Venture Capital
Seed
The Minority Entrepreneurship Institute is a seed-stage impact investing fund that hosts annual pitch competitions for Black, Latinx, and female founders.
The Minority Entrepreneurship Institute
Location | Dallas, Texas |
Type of Capital | Equity |
Type of Fund | Venture Capital |
Stage of Capital | Seed |
Focus Area | Black FoundersFlorida-BasedIndiana-BasedInnovationLatinX FoundersTechTech-EnabledTexas-BasedWomen Founders |
LEAP Global Partners
Venture Capital
Seed, Series A • $4,000,000
Catalyzing the next wave of global innovation by investing in underrepresented founders disrupting the status quo in fintech, commerce and SaaS.




LEAP Global Partners
Location | San Francisco, California |
Type of Capital | Equity |
Type of Fund | Venture Capital |
Stage of Capital | Seed, Series A |
Max Capital | $4,000,000 |
Focus Area | B2BConsumer & RetailFinTech & PaymentsGeneral Technology & Tech-EnabledHispanic / LatinoWomen |




News


A new VC firm in Delaware targets underrepresented founders
Bronze Valley, from Birmingham, Alabama, is launching in the First State, reports technical.ly.


46 grants, loans and programs to benefit your small business
The US Chamber’s extensive list showcases both broad-based programs and industry-specific funds.


NALCAB gets $1.5 million to support diverse small businesses
The National Association of Latino Community Asset Builders will use the funds to boost nonprofit lenders, reports Al Dia.
Resources


Business 101
Tools for Small Businesses
Whether you need information about finance or optimizing your operations, these resources from Bank of America can help you do the next right thing for your business.


Loan Sources
U.S. Small Business Administration Loans
An SBA loan from Bank of America offers easier qualifications and lower down payment than most standard loans.